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Personal Banking

  > Checking Services

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Please Contact Us with any questions.

Free Checking

  • No minimum balance required
  • Unlimited check writing
  • Customer will receive a monthly statement
  • Check images will not be returned to customer
  • $7.50 per item charge for copies of canceled checks
REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Interest Checking

  • $7.00 monthly service fee if balance drops below $750
  • Unlimited check writing
  • Variable interest rate earned on average collected balance
  • Interest compounded monthly
  • Images returned with monthly statement
REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Club 50 Plus

  • For customers age 50 and over
  • Unlimited check writing
  • Variable interest rate with an average collected balance of $1000 and compounded monthly
  • First box of club checks provided
  • Check images returned with monthly statement
  • Personal size Safe Deposit Box at no charge for the first year
  • $100,000 Accidental Common Carrier Insurance
  • Travel, Seminars, Quarterly newsletters
  • Travelers checks issued without charge
  • No transaction charges at ATM's
  • Credit Card Protection
  • $5 monthly service if balance falls below $100
REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Club 50 Plus Gold

  • For customers age 50 and over
  • No minimum balance required
  • Variable interest rate earned on average collected balance and compounded monthly
  • Personalized club checks provided
  • $10,000 Accidental Death Insurance
  • $150,000 Accidental Common Carrier Insurance
  • Plus all the benefits of the Club 50 Plus account
  • Monthly service fee of $4 per month
REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

The Eagle Account

  • No minimum balance required
  • Unlimited check writing
  • Check images returned in monthly statement
  • No monthly service fee with a combined account relationship of $5,000
  • Personal size Safe Deposit Box at no charge for first year (upon availability)
  • $10 monthly fee is assessed if the account relationship balance falls below $5,000
REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Special Checking

  • Monthly Service fee of $2
  • First 10 withdrawals per month at no charge
  • $.16 charge per withdrawal over 10 per month
  • Images returned with monthly statement
REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Regular Checking

  • Unlimited check writing
  • Images returned with monthly statement
  • $5 monthly service fee if balance drops below $400
REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

All Personal Checking Accounts:

Minimum deposit to open account is $100

Geographic Qualifications

Checking Extras

ATM and Visa Debit cards available upon approval. Use these cards to get cash at ATM's and to make purchases (at merchants accepting VISA) from your checking account.

Ready Reserve: Protect yourself from overdrafts with an automatic line of credit. Contact a Loan Officer for more information

24 Hour Telephone Banking: Get information on your accounts 24 hours a day, 7 days a week by calling (620) 241-3733.

Reorder checks online from Deluxe by using Deluxe.com.